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Abstract
Buying or selling a home has always been a special moment for a family, yet it is also one of the most stressful ordeals that a family will go through. There are a multitude of choices available to first home buyers, such as new home versus resale; city, suburbs, or rural properties; detached house, condominium, or townhouse. What is right for your family? We have witnessed property values increase dramatically over the last several years and now we are looking at property stabilization or decrease in value as a result of the recent financial difficulties that began in