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Book Details
Abstract
In recent years, credit has become the predominant form of support to small producers, while other forms of business development services have diminished. Looking Beyond Credit assesses the need for targeted business development services other than finance, their growing importance among small producers and how they can work in tandem with credit schemes.
Table of Contents
| Section Title | Page | Action | Price |
|---|---|---|---|
| Title Page | i | ||
| Copyright Page | ii | ||
| Table of Contents | iii | ||
| Summary | v | ||
| 1: Introduction | 1 | ||
| 1.1: Background | 1 | ||
| 1.2: Layout of the Paper | 2 | ||
| 2: Small Producer Support and the Emergence of Minimalist Credit | 3 | ||
| 3: The Effectiveness and Impact of Minimalist Credit: A Review of the Evidence | 5 | ||
| 3.1: Credit and Growth | 5 | ||
| 3.2: Credit and Poverty Alleviation | 6 | ||
| 3.3: A Lack of Innovation | 6 | ||
| 3.4: The Predominance of Trading and Processing in Lenders' Portfolios | 7 | ||
| 4: The Role of Business Development Services in Fostering Innovation | 9 | ||
| 4.1: Market Saturation | 9 | ||
| 4.2: Other Constraints | 10 | ||
| 4.3: The Key Role of Technology: The Case of the Green Revolution | 11 | ||
| 4.4: Liberalization and the Growth of Market Opportunities for Small Producers | 12 | ||
| 4.5: Summary | 12 | ||
| 5: The Case Studies | 14 | ||
| 5.1: Credit Plus Programmes | 14 | ||
| 5.1.1: BRAC's Rural Development and Credit Programme – Assistance to Poultry Raisers, Bangladesh | 14 | ||
| 5.1.2: Tinytech Oil Mills, Zimbabwe | 16 | ||
| 5.1.3: Support to Alpaca Farmers and Fibre Processors, Bolivia | 17 | ||
| 5.1.4: Rural Enterprise Development Services (REDS), Sarvodaya/ITDG, Sri Lanka | 19 | ||
| 5.2: Training | 20 | ||
| 5.2.1: Training Vouchers Scheme for Microenterprises, Paraguay | 20 | ||
| 5.3: Technology Development and Dissemination | 21 | ||
| 5.3.1: Technoserve – Assistance to Palm Oil Processors, Ghana | 21 | ||
| 5.3.2: Dissemination of the Ceramic Jiko, Kenya | 23 | ||
| 5.3.3: Treadle Pump Dissemination, Bangladesh and Senegal | 24 | ||
| 5.4: Networking and Support to Associations | 25 | ||
| 5.4.1: The FIT Programme, Kenya | 25 | ||
| 5.4.2: Assistance to Small Enterprise Associations in Ceara State, Brazil | 28 | ||
| 5.4.3: The Institute of Socio-economic and Technological Research (INSOTEC), Ecuador | 29 | ||
| 5.4.4: Proyectos de Fomento, Chile | 30 | ||
| 5.5: Summary | 31 | ||
| 6: Factors underlying High Impact and Cost-Effectiveness in Service Delivery to Small Producers | 34 | ||
| 6.1: Achievement of Scale of Operation | 34 | ||
| 6.1.1: Subsector Approach | 35 | ||
| 6.1.2: Working Through Subsectoral Nodal Points | 36 | ||
| 6.1.3: Promotion of Subcontracting and State Procurement | 38 | ||
| 6.1.4: Promotion of Programme Replication | 38 | ||
| 6.2: Greater Role of Market Mechanisms | 38 | ||
| 6.2.1: Using Existing Production and Marketing Channels | 38 | ||
| 6.2.2: Promoting Competition Between the Providers of Business Development Services | 39 | ||
| 6.2.3: Aiming at Full Financial Sustainability for the Institutions Created by Projects | 39 | ||
| 6.2.4: Small Producers Pay for Services | 40 | ||
| 6.3: Facilitative Role of the State | 40 | ||
| 6.4: Enhanced Exposure of Small Producers to the Outside World | 41 | ||
| 6.5: Summary | 42 | ||
| 7: The Way Forward | 43 | ||
| 7.1: Maximizing Synergies between Financial and Business Development Services | 43 | ||
| 7.2: Building on Recent Market-Driven Developments | 44 | ||
| 7.2.1: Share the Risks of Motivation | 44 | ||
| 7.2.2: Promote the Acquisition of Uncodified Knowledge | 44 | ||
| 7.2.3: Experiment with Clusters and Associations | 44 | ||
| 7.2.4: Put Decisions on Service Provision into the Hands of the Clients | 45 | ||
| 7.2.5: Make the Revenue of Support Agencies Dependent on the Performance of their Clients | 45 | ||
| 7.3: Improving Impact Monitoring and Assessment | 45 | ||
| 7.4: Developing Strategies for Those Areas Where Market Mechanisms are Less Effective | 46 | ||
| 7.5: Re–examining Questions of Sustainability and Subsidy | 46 | ||
| 7.6: Conclusion | 47 | ||
| Bibliography | 48 |