Menu Expand
Insurance Handbook for the Medical Office - E-Book

Insurance Handbook for the Medical Office - E-Book

Marilyn Fordney

(2014)

Additional Information

Book Details

Abstract

A complete guide to insurance billing and coding, Insurance Handbook for the Medical Office, 13th Edition covers all the plans that are most commonly encountered in clinics and physicians’ offices. Its emphasis on the role of the medical insurance specialist includes areas such as diagnostic coding, procedural coding, Medicare, HIPAA, and bill collection strategies. Learning to fill in the claim form accurately is made easier by the use of icons for different types of payers, lists of key abbreviations, and numerous practice exercises. This edition provides the latest on hot topics such as ICD-10, healthcare reform, the new CMS-1500 form, and electronic claims. Trusted for more than 30 years, this proven reference from Marilyn Fordney prepares you to succeed as a medical insurance professional in any outpatient setting.

  • Emphasis on the business of running a medical office highlights the importance of the medical insurance specialist in filing clean claims, solving problems, and collecting overdue payments.
  • Key terms and key abbreviations are defined and emphasized, reinforcing your understanding of new concepts and terminology.
  • Detailed tables, boxes, and illustrations call out key points and main ideas.
  • Unique! Color-coded icons clarify information, rules, and regulations for different payers.
  • An Evolve companion website enhances learning with performance checklists, self-assessment quizzes, and the Student Software Challenge featuring cases for different payer types and an interactive CMS-1500 form to fill in.
  • A workbook contains learning tips, practice exercises for key terms and abbreviations, review questions, study outlines, performance objectives, a chapter with practice tests, and critical thinking activities for hands-on experience with real-world cases. Available separately.
  • Updated coverage of key health insurance topics includes HIPAA compliance, the HITECH Act, health reform of 2010, electronic health records, electronic claims, ICD-10, NUCC standards, Physician Quality Reporting System (PQRS) Incentive Program, Meaningful Use, and CPT 2013.
  • Updated ICD-10 coding information prepares you for the October 2014 ICD-10 implementation date.
  • Updated content on claim forms includes block-by-block explanations and examples for the new CMS-1500 Claim Form.
  • Updated guidelines for the filing and submission of electronic claims include sample screenshots and prepare you for the future of the medical office.

Table of Contents

Section Title Page Action Price
Front Cover Cover
IFC IFC
Pageburst ii
Insurance handbook for the Medical office iii
Copyright iv
Dedication v
About the Author vi
Welcome to the Thirteenth Edition vii
PURPOSE vii
CONTENT viii
ORGANIZATION ix
ANCILLARIES ix
SUMMARY xi
Acknowledgments xiii
Contributors and Reviewers xv
Contents xvii
Unit 1 - Career Role and Responsibilities 1
Chapter 1 - Role of an Insurance Billing Specialist 3
OBJECTIVES 3
BACKGROUND OF INSURANCE CLAIMS, CODING, AND BILLING 3
ROLE OF THE INSURANCE BILLING SPECIALIST 5
MEDICAL ETIQUETTE 15
MEDICAL ETHICS 15
EMPLOYER LIABILITY 18
EMPLOYEE LIABILITY 18
SCOPE OF PRACTICE 18
FUTURE CHALLENGES 19
KEY POINTS 19
Internet Resources 20
Student Assignment 20
Chapter 2 - Compliance, Privacy, Fraud, and Abuse in Insurance Billing 23
OBJECTIVES 23
COMPLIANCE DEFINED 23
HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT 24
THE PRIVACY RULE: CONFIDENTIALITY AND PROTECTED HEALTH INFORMATION 26
THE SECURITY RULE: ADMINISTRATIVE, PHYSICAL, AND TECHNICAL SAFEGUARDS 38
HEALTH INFORMATION TECHNOLOGY FOR ECONOMIC AND CLINICAL HEALTH ACT 38
APPLICATION TO PRACTICE SETTING 39
FRAUD AND ABUSE LAWS 40
COMPLIANCE PROGRAM GUIDANCE FOR INDIVIDUAL AND SMALL GROUP PHYSICIAN PRACTICES 45
WHAT TO EXPECT FROM YOUR HEALTH CARE PRACTICE 47
KEY POINTS 48
Internet Resources 49
Student Assignment 49
Unit 2 - The Claims Process 51
Chapter 3 - Basics of Health Insurance 53
OBJECTIVES 53
HISTORY 54
INSURANCE IN THE UNITED STATES 54
HEALTH CARE REFORM 54
LEGAL PRINCIPLES OF INSURANCE 56
PHYSICIAN–PATIENT CONTRACTS AND FINANCIAL OBLIGATION 57
THE INSURANCE POLICY 58
CHOICE OF HEALTH INSURANCE 60
TYPES OF HEALTH INSURANCE COVERAGE 64
HANDLING AND PROCESSING INSURANCE CLAIMS 67
KEEPING UP TO DATE 83
KEY POINTS 84
Internet Resources 85
Student Assignment 85
Chapter 4 - Medical Documentation and the Electronic Health Record 87
OBJECTIVES 87
THE DOCUMENTATION PROCESS 87
INCENTIVE PROGRAMS FOR ADOPTION OF ELECTRONIC HEALTH RECORDS 89
GENERAL PRINCIPLES OF HEALTH RECORD DOCUMENTATION 91
DOCUMENTATION GUIDELINES FOR MEDICAL SERVICES 92
DOCUMENTATION TERMINOLOGY 102
ABSTRACTING FROM MEDICAL RECORDS 110
REVIEW AND AUDIT OF HEALTH RECORDS 112
RELEASE AND RETENTION OF HEALTH RECORDS 114
KEY POINTS 124
Internet Resources 125
Student Assignment 125
Chapter 5 - Diagnostic Coding 127
OBJECTIVES 127
DIAGNOSIS CODING FOR OUTPATIENT PROFESSIONAL SERVICES 127
INTERNATIONAL CLASSIFICATIONS OF DISEASES 129
ICD-10 DIAGNOSIS AND PROCEDURE CODES 131
ORGANIZATION AND FORMAT OF ICD-10-CM 131
OFFICIAL CODING GUIDELINES FOR ICD-10-CM 134
KEY POINTS 152
Internet Resources 152
Student Assignment 153
Chapter 6 - Procedural Coding 155
OBJECTIVES 155
UNDERSTANDING THE IMPORTANCE OF PROCEDURAL CODING SKILLS 155
METHODS OF PAYMENT 158
FORMAT AND CONTENT OF THE CPT CODE BOOK 162
HELPFUL HINTS IN CODING 183
CODE MODIFIERS 185
KEY POINTS 205
Internet Resources 206
Student Assignment 206
Chapter 7 - The Paper Claim CMS-1500 (02-12) 209
OBJECTIVES 209
Unit 3 - Health Care Payers 375
Chapter 11 - The Blue Plans, Private Insurance, and Managed Care Plans 377
OBJECTIVES 377
PRIVATE INSURANCE 377
MANAGED CARE 378
MANAGED CARE SYSTEMS 380
MEDICAL REVIEW 384
MANAGEMENT OF PLANS 385
PLAN ADMINISTRATION 385
FINANCIAL MANAGEMENT 390
KEY POINTS 396
Internet Resources 396
Student Assignment 397
Chapter 12 - Medicare 399
OBJECTIVES 399
BACKGROUND 399
POLICIES AND REGULATIONS 400
ADDITIONAL INSURANCE PROGRAMS 409
MEDICARE MANAGED CARE PLANS 410
UTILIZATION AND QUALITY CONTROL 412
PAYMENT FUNDAMENTALS 413
MEDICARE REIMBURSEMENT 418
CLAIM SUBMISSION 421
AFTER CLAIM SUBMISSION 424
BENEFICIARY REPRESENTATIVE/REPRESENTATIVE PAYEE 425
KEY POINTS 431
KEY POINTS—CONT’D 432
Internet Resources 432
Student Assignment 432
Chapter 13 - Medicaid and Other State Programs 435
OBJECTIVES 435
HISTORY 435
MEDICAID PROGRAMS 436
MEDICAID ELIGIBILITY 438
MEDICAID BENEFITS 440
MEDICAID MANAGED CARE 443
CLAIM PROCEDURES 443
AFTER CLAIM SUBMISSION 446
KEY POINTS 449
Internet Resources 449
Student Assignment 449
Chapter 14 - TRICARE and Veterans' Health Care 451
OBJECTIVES 451
HISTORY OF TRICARE 451
TRICARE PROGRAMS 452
TRICARE STANDARD 453
TRICARE EXTRA 459
TRICARE PRIME 459
TRICARE RESERVE SELECT 461
TRICARE RETIRED RESERVE 461
TRICARE YOUNG ADULT 461
TRICARE FOR LIFE 461
TRICARE PLUS 462
TRICARE PRIME REMOTE PROGRAM 463
SUPPLEMENTAL HEALTH CARE PROGRAM 463
TRICARE HOSPICE PROGRAM 464
TRICARE AND HMO COVERAGE 465
VETERANS HEALTH ADMINISTRATION PROGRAM 465
CLAIMS PROCEDURE 467
AFTER CLAIM SUBMISSION 470
KEY POINTS 477
Internet Resources 477
Student Assignment 478
Chapter 15 - Workers’ Compensation 481
OBJECTIVES 481
HISTORY 481
WORKERS’ COMPENSATION LAWS AND INSURANCE 482
ELIGIBILITY 483
COVERAGE 484
BENEFITS 488
TYPES OF STATE CLAIMS 489
FRAUD AND ABUSE 491
OCCUPATIONAL SAFETY AND HEALTH ADMINISTRATION ACT OF 1970 491
LEGAL SITUATIONS 494
MEDICAL REPORTS 497
REPORTING REQUIREMENTS 499
CLAIM SUBMISSION 503
KEY POINTS 513
Internet ResourceS 513
Student Assignment 514
Chapter 16 - Disability Income Insurance and Disability Benefit Programs 517
OBJECTIVES 517
DISABILITY CLAIMS 517
HISTORY 518
DISABILITY INCOME INSURANCE 518
FEDERAL DISABILITY PROGRAMS 520
STATE DISABILITY INSURANCE 523
VOLUNTARY DISABILITY INSURANCE 526
CLAIMS SUBMISSION GUIDELINES 526
CONCLUSION 528
KEY POINTS 541
Internet Resources 541
Student Assignment 541
Unit 4 - Inpatient and Outpatient Billing 543
Chapter 17 - Hospital Billing 545
OBJECTIVES 545
HEALTH INSURANCE REIMBURSEMENT 545
PATIENT ACCOUNTS REPRESENTATIVE 546
ADMISSIONS PROCEDURES 547
UTILIZATION REVIEW 552
CODING HOSPITAL DIAGNOSES AND PROCEDURES 553
CODING INPATIENT PROCEDURES 554
CODING HOSPITAL OUTPATIENT PROCEDURES 557
INPATIENT MEDICAL BILLING PROCESS 557
REIMBURSEMENT PROCESS 561
OUTPATIENT INSURANCE CLAIMS 564
BILLING PROBLEMS 565
HOSPITAL BILLING CLAIM FORM 565
DIAGNOSIS-RELATED GROUPS 567
OUTPATIENT CLASSIFICATION 568
KEY POINTS 584
Internet Resources 584
Student Assignment 585
REFERENCES 585
Unit 4 - Employment 587
Chapter 18 - Seeking a Job and Attaining Professional Advancement 589
OBJECTIVES 589
EMPLOYMENT OPPORTUNITIES 589
JOB SEARCH 590
SELF-EMPLOYMENT 601
KEY POINTS 612
Internet Resources 613
Student Assignment 613
REFERENCES 613
Glossary 614
Key Abbreviations 636
Index 640
IBC\r IBC